Terms and Conditions

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and merquilaxmedia ("we," "us," or "our"), concerning your access to and use of our website and services.

You agree that by accessing our website and services, you have read, understood, and agree to be bound by all of these Terms and Conditions.

If you do not agree with these Terms and Conditions, you are prohibited from using our website and services and must discontinue use immediately.

2. Services

merquilaxmedia provides financial audit services, including but not limited to internal audits, compliance audits, and operational audits.

We reserve the right to:

• Modify or discontinue any service without notice
• Refuse service to anyone for any reason at any time
• Change service fees with appropriate notice

Specific services, deliverables, timelines, and fees will be outlined in a separate engagement letter or service agreement.

3. Intellectual Property

Our website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by merquilaxmedia and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are permitted to use our website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website.

4. User Representations

By using our website and services, you represent and warrant that:

• You have the legal capacity to agree to these Terms and Conditions
• You are not a minor in the jurisdiction in which you reside
• You will not access our website through automated or non-human means
• You will not use our website for any illegal or unauthorized purpose
• Your use of our website will not violate any applicable law or regulation

5. Prohibited Activities

You may not access or use our website for any purpose other than that for which we make it available. The website may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

Prohibited activities include, but are not limited to:

• Attempting to bypass any measures designed to prevent or restrict access to the website
• Attempting to impersonate another user or person
• Using the website to advertise or offer to sell goods and services
• Engaging in unauthorized framing of or linking to the website
• Interfering with, disrupting, or creating an undue burden on the website

6. Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the website or services, even if we have been advised of the possibility of such damages.

Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to us for the services during the period of 3 months prior to any cause of action arising.

7. Indemnification

You agree to defend, indemnify, and hold harmless merquilaxmedia and our subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the website or services or your violation of these Terms and Conditions.

8. Termination

These Terms and Conditions shall remain in full force and effect while you use our website or services. We may terminate your access to the website and services at any time, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users, us, or third parties, or for any other reason.

9. Governing Law

These Terms and Conditions and your use of the website and services are governed by and construed in accordance with the laws of South Africa applicable to agreements made and to be entirely performed within South Africa, without regard to its conflict of law principles.

10. Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website following the posting of revised Terms and Conditions means that you accept and agree to the changes.

11. Contact Information

Questions about the Terms and Conditions should be sent to us at: